Instant Car Insure LLC ("we," "us," or "our") operates the website instantcarinsure.com (the "Service"). This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service.

1. Important Distinction: We Are Not an Insurance Carrier

Instant Car Insure is an independent, advertising-supported publisher and estimation tool. We are NOT an insurance company, and we do not sell insurance policies, solicit applications, or act as a broker in a way that requires us to collect sensitive personally identifiable information (PII) like Social Security Numbers to generate a quote.

2. Information We Do NOT Collect

To use our core estimation tool, we do not require your name, email address, phone number, date of birth, or driver's license number. You can get a completely anonymous estimate using only your ZIP code, age range, vehicle type, vehicle year, and driving record status — plus a few optional details (credit score range, coverage level, deductible, continuous coverage history, and bundling preference) that help refine the accuracy of your estimate. None of these fields require you to identify yourself.

3. Information We DO Collect

A. Automatically Collected (Log Data)

When you visit our site, we may automatically collect certain information, including your IP address, browser type, operating system, referring URLs, pages viewed, and the dates/times of your visit. We use this data to analyze trends, administer the site, and gather broad demographic information.

B. Voluntarily Provided Information

If you choose to contact us via our Contact Us form, we will collect your name and email address solely to respond to your inquiry.

C. Estimation Data

The data entered into our estimation tool (ZIP code, age, vehicle type and year, driving history, credit score range, coverage level, deductible, and—if provided—continuous coverage history and bundling preference) is processed in real-time within your browser to generate the result. We may store this aggregated and anonymized data to improve the accuracy of our algorithms regarding market trends, but we do not associate this information with your personal identity.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our Service and hold certain information. You can instruct your browser to refuse all cookies. For specific details on the cookies we use, please see our Cookie Policy.

5. Third-Party Services: Advertising & Analytics

We use third-party services that collect, monitor, and analyze data:

  • Google AdSense: We display advertisements provided by Google. Google uses cookies to serve ads based on your prior visits to our site or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
  • Google Analytics: We use Google Analytics to understand how users interact with our site. This data is aggregated and anonymized.

6. California Consumer Privacy Act (CCPA) Compliance

If you are a California resident, you have the right to:

  • Know what personal information is collected about you.
  • Request deletion of your personal information (noting that we do not collect PII on our main estimator page).
  • Opt out of the "sale" of personal information. We do not sell your personal information. However, in the context of the CCPA, "sale" includes sharing data with third parties for targeted advertising purposes. You can opt out of this tracking by using the Contact page on our website to let us know.

To exercise any of these rights, please contact us at [email protected].

7. Data Security

We implement appropriate technical and organizational security measures to protect your data. However, no method of transmission over the Internet or electronic storage is 100% secure.

8. Children's Privacy

Our Service is not directed to individuals under the age of 16. We do not knowingly collect personal information from children. If you are a parent or guardian and believe your child has provided us with personal information, please contact us.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us:
Email: [email protected]