Please read these Terms of Service ("Terms") carefully before using the instantcarinsure.com website (the "Service") operated by Instant Car Insure LLC ("we," "us," or "our").
1. Acknowledgment and Acceptance
By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the terms, you may not access the Service.
2. DISCLAIMER: WE ARE NOT AN INSURANCE COMPANY
THIS IS CRITICAL. Instant Car Insure is an independent online informational resource and advertising publisher. We are NOT a licensed insurance provider, broker, or agent. We do not issue insurance policies, verify driver records, or guarantee specific rates.
The estimates generated by our tool are based on algorithmic projections, historical data, and 2026 market trends. They are provided for informational and comparative purposes only and do not constitute an offer of insurance, a binding quote, or a guarantee of coverage or pricing from any actual insurance carrier.
3. Use of the Estimation Tool
You agree to use our estimation tool responsibly. You must not:
- Input false, fraudulent, or deliberately misleading information.
- Attempt to reverse-engineer, scrape, or extract the algorithmic logic or pricing data used by our tool.
- Use the provided estimates as a substitute for official underwriting or policy documentation from a licensed insurer.
4. Third-Party Links and Advertisements
Our Service may contain links to third-party websites (e.g., insurance carriers, review sites) or display third-party advertisements (e.g., Google AdSense). We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. Clicking on third-party ads or links is done at your own risk, and you acknowledge that we are not liable for any resulting interactions.
5. Intellectual Property
The Service and its original content (excluding content provided by users or third-party ad networks), features, and functionality are and will remain the exclusive property of Instant Car Insure LLC. Our trademarks, trade dress, and logos may not be used in connection with any product or service without the prior written consent of Instant Car Insure LLC.
6. Limitation of Liability
IN NO EVENT SHALL INSTANT CAR INSURE LLC, ITS DIRECTORS, EMPLOYEES, PARTNERS, AGENTS, SUPPLIERS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
- Your reliance on any estimate provided by this website.
- Your decision to purchase or not purchase an insurance policy based on our data.
- Unauthorized access, use, or alteration of your transmissions or content.
- Any other matter relating to the Service.
7. Indemnification
You agree to defend, indemnify, and hold harmless Instant Car Insure LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.
8. Governing Law
These Terms shall be governed and construed in accordance with the laws of the State of Texas, United States, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
9. Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
10. Contact Information
If you have any questions about these Terms, please contact us:
Email: contact@instantcarinsure.com